Frequently Asked Questions (FAQs)

What are the services offered at 6 Month Loans?
The services offered at 6 Month Loans include- long term loans, 6 month payday loans and 12 month payday loans.

What do I need to qualify?
To qualify, you need to be an adult citizen of Canada. You should have a regular monthly income of minimum C$1000. You should also have an active bank account which accepts direct deposit.

Do I need to pledge collateral?
No. we will bring you totally unsecured loans so you will not need to pledge collateral.

Can bad credit holders apply?
Yes. Even if you have poor records like defaults, arrears, late payments, foreclosure, bankruptcy etc in your credit history, you can rest assured to get approval.

How much amount can be obtained?
Upon approval, you can attain an amount ranging from C$100-C$1500.

How can I apply?
To apply, you just have to fill an online application form at 6 Month Loans.

Can I cancel my application?
Yes. You are not under obligations with us, so you can cancel your application anytime.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Canada. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.